This homemade banana pudding is a cozy mix of warm vanilla custard, soft bananas, and layers of vanilla wafers topped with fresh whipped cream. It’s smooth, sweet, and doesn’t need a lot of fuss to taste like something special. Great for make-ahead dessert nights or just when you need something cold, creamy, and nostalgic.
Jump to RecipeQuick Summary
- Prep time: 20 mins
- Cook time: 15 mins
- Flavor: Creamy, sweet, slightly tangy
- Great for: No-bake vibes, fridge desserts, soft resets
Why I Like This Recipe
Honestly, I just had bananas I needed to use… and I didn’t feel like baking. This one came together quietly, and it ended up tasting like something I needed more than I thought. Simple but solid. Real comfort.
Ingredients
For the Pudding:
- ¾ cup sugar
- ⅓ cup all-purpose flour
- 3 cups whole milk
- 4 egg yolks, beaten
- 3 tbsp butter
- 2 oz cream cheese
- 2 tsp vanilla extract
For the Layers + Topping:
- 48 vanilla wafers
- 2 ripe bananas
- 1 cup heavy whipping cream
- 1 tsp sugar
How To Make Banana Pudding
- Make the pudding: Whisk sugar, flour, and milk in a saucepan over medium heat. Stir constantly until thick.
- Temper the eggs: Add some of the hot mix to the yolks, whisk, then pour it all back in. Cook a bit more til smooth.
- Finish it off: Stir in butter, cream cheese, vanilla. Chill with plastic wrap pressed on top to avoid a skin.
- Whip the cream: Beat cream + sugar until soft peaks. That’s your topping.
- Layer it up: Wafers, sliced bananas, pudding. Repeat. Top with whipped cream. Done.

Tips for Success
- Chill the pudding fully — it thickens and sets better.
- Don’t use overripe bananas or you’ll end up with mush.
- Make individual cups for easier serving.
- Assemble closer to when you’re serving if you want crunchy cookies.
Storage and Reheating
- Fridge: Covered in the fridge, it’s good for 2–3 days.
- Freezer: Nah, not a good freezer dessert. Gets weird.
- Reheat: Nope, don’t. Best served cold.
Frequently Asked Questions
- Can I use store-bought pudding?
You could, but the homemade one is so easy — and better. Worth the 10 extra mins. - Is cream cheese necessary?
It’s optional but adds a soft richness that levels it up. Skip it if you want more classic. - How do I keep the bananas from browning?
Assemble close to serving and keep it cold. A little lemon juice can help, but changes the flavor. - What kind of vanilla wafers work best?
Any kind, but classic Nilla-style ones hold up well. The cheap ones soften too fast. - Can I make this a day ahead?
Yes! Just keep the whipped cream off until right before serving.
Common Mistakes and How to Dodge Them
- Overcooking the pudding: Low heat, constant stirring. If you leave it, it scorches. Keep an eye on it.
- Skipping the chill time: Warm pudding will melt everything. Chill it down, then build.
- Bananas too soft or too green: You want ripe, yellow ones. Not brown. Not green. Just… there.
- Using aerosol whipped cream: It melts fast. Make it fresh — it’s easy and better. Just sugar + cream, beat it.
- Not sealing the pudding when chilling: Plastic wrap right on the surface. No one likes pudding skin.
Nutrition Facts (Per Serving)
- Calories: 723 kcal
- Total Fat: 33g
- Saturated Fat: 19g
- Cholesterol: 200mg
- Sodium: 260mg
- Potassium: 385mg
- Total Carbohydrate: 93g
- Dietary Fiber: 2g
- Sugars: 62g
- Protein: 10g
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Banana Pudding – Easy Cracker Barrel Copycat
Course: DessertCuisine: Southern AmericanDifficulty: Easy6
servings20
minutes15
minutes723
kcalCreamy layers of homemade vanilla pudding, bananas, and vanilla wafers — sweet, cold, and perfectly nostalgic.
Ingredients
¾ cup sugar
⅓ cup all-purpose flour
3 cups whole milk
4 egg yolks
3 tbsp butter
2 oz cream cheese
2 tsp vanilla extract
48 vanilla wafers
2 bananas
1 cup heavy whipping cream
1 tsp sugar
Directions
- Cook sugar, flour, milk on stove until thick.
- Temper in egg yolks. Return to heat.
- Stir in butter, cream cheese, vanilla. Chill.
- Whip cream + sugar until peaks form.
- Layer wafers, bananas, pudding. Top with whipped cream.
Notes
- Chill pudding fully before assembling.
- Use ripe but not mushy bananas.
- Assemble close to serving for crunchier texture.
- Don’t skip the cream cheese if you want that extra cozy depth.