This is a straightforward homemade version of Applebee’s Loaded Baked Potato Soup — rich, creamy potato soup loaded with crispy bacon, melted cheddar, and sour cream. It’s ready in under 40 minutes and makes you feel like you’re sitting in a booth at 8pm on a rainy Tuesday.
Jump to RecipeQuick Summary
- Prep time: 10 mins
- Cook time: 25 mins
- Flavor: cheesy, smoky, buttery, warm
- Great for: weeknight dinners, sick days, carbs-for-the-soul cravings
Why I Like This Recipe
So… I made this once during a random cold snap in March and now it’s part of my comfort meal rotation. It’s got crispy bacon, two kinds of cheese, and potatoes you don’t even have to peel — what’s not to love? Plus, the leftovers slap even harder the next day. Don’t skip the sour cream. Just don’t.
Ingredients
- 4 russet potatoes, scrubbed
- 8 slices of bacon
- 4 tbsp unsalted butter
- 1 tbsp reserved bacon fat
- 2 garlic cloves, minced
- ¼ cup chopped yellow onion
- ⅓ cup all-purpose flour
- 2 cups low-fat milk
- 1 cup half and half
- 2 cups chicken stock
- 1 tsp salt
- ½ tsp garlic salt
- ½ tsp black pepper
- 1 cup mild cheddar, shredded
- 1 cup sharp cheddar, shredded
- 1 cup sour cream
- Fresh chives, for garnish
How To Make Loaded Baked Potato Soup
- Microwave the potatoes: Poke them with a fork. Zap them for 12–15 mins till soft. Cool, then peel (or don’t) and chop into chunks.
- Crisp the bacon: Fry it in a skillet, drain on paper towels, crumble when cool. Save a spoonful of the fat — it’s flavor.
- Start the soup base: Melt butter + bacon fat in a big pot. Add garlic + onion. Cook 2–3 mins till soft.
- Make the roux: Whisk in the flour, cook for a minute. Slowly add milk + half and half, then stock. Whisk till smooth.
- Simmer: Add salt, garlic salt, pepper. Simmer gently 5–7 mins till it thickens just a bit.
- Add the good stuff: Stir in the cheeses (save some if you’re garnishing), the sour cream, and most of the bacon.
- Potato time: Add the potato chunks — smash a few for texture, leave some big. Stir gently.
- Serve hot: Top with more cheese, bacon, chives — whatever makes your heart happy.

Tips for Success
- Don’t skip the bacon fat. It’s the soul of the soup.
- Microwave = faster, but oven-baked potatoes work too.
- Use freshly shredded cheese — melts smoother.
- Soup too thick? Add more stock or a splash of milk.
- Want it chunky? Don’t over-mash the potatoes.
Storage and Reheating
- Fridge: Store in a sealed container for 3–4 days.
- Freezer: Not ideal — dairy can split.
- Reheat: Low heat on stove, add a splash of milk if it’s too thick. Microwave works in a pinch.
FAQs
Yep — skip the bacon, use veggie broth, and add extra seasoning or smoked paprika.
Totally. Texture will be a little creamier.
Nope. Skins add texture and save time.
Yes — just hold off on toppings till serving.
Oh yeah. It’s basically a loaded potato in soup form. You’ve been warned.
Common Mistakes and How to Dodge Them
- Soup is too thin – Let it simmer longer. Flour + time = thickening magic.
- Soup is too thick – Stir in more milk or stock till it’s where you want it.
- Clumpy cheese – Use fresh grated cheese and lower heat before adding it.
- Overcooked bacon – Pull it from the pan when it’s just crisp. It’ll keep cooking a bit.
- Bland soup – Season as you go. Potatoes suck up flavor like a sponge.
Nutrition Facts (Per Serving – ~1 cup)
- Calories: 502 kcal
- Fat: 34 g
- Saturated Fat: 19 g
- Cholesterol: 90 mg
- Sodium: 962 mg
- Carbs: 31 g
- Fiber: 3 g
- Sugars: 6 g
- Protein: 18 g
Loaded Baked Potato Soup Recipe
Course: SoupsCuisine: AmericanDifficulty: Easy8
servings10
minutes25
minutes502
kcalCreamy baked potato soup loaded with cheese, bacon, and sour cream — thick, cozy, and perfect for chilly nights.
Ingredients
4 russet potatoes, scrubbed
8 slices of bacon
4 tbsp unsalted butter
1 tbsp reserved bacon fat
2 garlic cloves, minced
¼ cup chopped yellow onion
⅓ cup all-purpose flour
2 cups low-fat milk
1 cup half and half
2 cups chicken stock
1 tsp salt
½ tsp garlic salt
½ tsp black pepper
1 cup mild cheddar, shredded
1 cup sharp cheddar, shredded
1 cup sour cream
Fresh chives, for garnish
Directions
- Microwave or bake potatoes, chop when cool
- Cook bacon, save a spoon of fat
- Sauté garlic + onion in butter/fat
- Whisk in flour, then milk, half and half, broth
- Simmer till slightly thickened
- Add cheese, sour cream, bacon
- Stir in potatoes, mash a few if you like
- Serve with toppings
Notes
- Use fresh shredded cheese for better melting.
- Adjust thickness with more or less broth.
- Soup gets even better the next day.